Glossary     
Browse the list alphabetically . The topical list groups terms by steps in the home buying process.
 
 
  Credit


assets
Items of value which include cash, real estate, securities, and investments.

bankruptcy
A proceeding in which an insolvent debtor can obtain relief from payment of certain obligations. Bankruptcies remain on a credit record for seven to 10 years and can severely limit a person's ability to borrow.

Consumer Credit Counseling Service (CCCS)
A nationwide, nonprofit organization that helps consumers get out of debt and improve their credit profile. National headquarters: 8701 Georgia Avenue., Suite 507, Silver Springs, MD 20910. Phone: (800) 388-2227.

credit
The money a lender extends to a buyer for a commitment to repay the loan within a certain time frame.

credit rating
The degree of creditworthiness assigned to a person based on credit history and financial status.

credit report
A detailed account of an individual's credit, employment, and residence history. A lender uses this report to determine a loan applicant's creditworthiness.The three largest credit bureaus are Trans Union Corp., Equifax, and Experian (formerly TRW).

debt
Any amount one person owes to another.

Equifax
Equifax Credit Information Services, Inc., is one of the "Big Three" credit-reporting bureaus that operate nationwide. Address: P.O. Box 740249, Atlanta, GA 30374. URL: http://www.equifax.com. Phone: (800) 685-1111.

liabilities
A borrower's debts and financial obligations.

              

 

Home Staging, Fixups & House Makeovers
  .the who, what and where of home improvement and selling your property fast without spending a fortune.
 
   Worldwide House Sitting Directory
  Home owners search FREE our extensive Worldwide database of housesitters. House sitters make yourself available.
 

   Learn How Lenders Get Paid
  How To Ebook for the mortgage industry.


  How To Live Rent-Free!
  $39 Sale! Earn 50% Great seller! See why Corp Sponsors Pay 100% of your Rent/ Morgage. Get FREE real estate! Many other SECRETS!
 

 Create A Stampede Of Motivated Sellers
  Learn the inside secrets to getting a stampede of motivated sellers begging You to buy their home!
 

  Real Estate Without Credit Or Cash
  Make Big Money in Real Estate without cash, credit or partners.
  PAYOUT STATS: $earned/sale: $10.73, %earned/sale: 46.0%, %referred: 64.0%, gravity: 1.6

   Stop Foreclosure Advice Kit
  Ebook kit with advice on how to stop the foreclosure of your home NOW!
 

Fsbo Tips - Real Estate Secrets
  Real Estate Secrets Will Save You Thousands.
  PAYOUT STATS: $earned/sale: $17.99, %earned/sale: 50.0%, %referred: 67.0%, gravity: 0.7

Real Estate Investment Opportunities
  This unique e-book is virtual encyclopedia of real estate investment opportunities and real estate service businesses.
  PAYOUT STATS: $earned/sale: $13.36, %earned/sale: 50.0%, %referred: 81.0%, gravity: 0.8

 FirstHomeSecrets.com
  Get up to $50,000 in Free Money to buy a home. I did it and so can you.
 

Copyright © 2000 AlleyWays, Inc. All Rights Reserved. AlleyWays ® is a
registered trademark of JoSon Consulting and associates
Our Privacy Vow Terms and Conditions Standard Advertising Terms and Conditions